33 Free Bill Pay Checklists & Bill Calendars PDF Word & Excel image source: templatelab.com
Why use a bill pay calendar when you could just use a normal monthly bill? Most of us have been trained that we must use a calendar to keep track of our finances. While calendars can be a good tool, they are not ideal for bill pay. With a bill pay calendar template, instead of paying hefty amounts of money to an accounting or financial manager, try this free bill play template.
You’d be amazed at how easy financial management really is once you look at your bills in the same way you would look at your salary. This kind of calendar is very effective in helping you organize your finances because it shows you exactly where your money goes each month. Rather than a bill pay calendar that only has your bills listed, a bill pay calendar template gives you a complete overview of your finances so you know what needs to be done. You can check off items in your budget right there and then so you won’t have to spend another hour working out the math. This will allow you to get started on your budget immediately.
In addition to keeping track of your bills, a bill pay calendar template also provides a place to put your financial goals. A goal for spending more money will show up in black and white if you’ve set it for the month, and other colors will pop-up. This will help you to work out how much money you want to invest in certain areas or not, and it will help you plan out your future with a clear plan. When you see your monthly expenses listed in the proper colors, you will feel much better about your financial situation. And the fact that there’s only one page to work with may make it easier to stick with your plan.
There is nothing wrong with using a bill pay calendar to stay organized in general. It’s not a bad idea to use a monthly calendar or perhaps even weekly to keep track of your finances. But a bill pay calendar is unique because it’s just you, your budget, and all the bills that you pay in the month. That way, you can make any changes whenever you want.
If you choose to use a free bill pay calendar, you can also use a free bill pay template to make small changes, such as the date of your next paycheck. or the amount of your credit card limit. All of these changes can be made within the calendar itself, which makes it very customizable. You can create a customized calendar with no difficulty at all and save it to your computer.
By using a bill pay template and a simple, clear list of bills and debts, you will have the peace of mind of knowing exactly where your money goes each month. You can start saving sooner and save more money!